We compare the best bank accounts for small and medium enterprises (SMEs) in Singapore based on fees, features, and accessibility.


DBS Business Multi-Currency Account: Best for cross-border trade.

OCBC Business Growth Account: No fall-below fee, easy online banking.

UOB eBusiness: Offers free GIRO setup and accounting software sync.

Digital options:

  • Aspire: No minimum balance, integrates with Xero and Stripe
  • Wise Business: Best for international payments SMEs should consider:
  • Monthly fees
  • Transaction limits
  • FX conversion costs
  • Online banking capabilities